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My household

The Everyday Economy Index translates price changes into dollars for an average U.S. household spending $6,440 a month. Tell it roughly what your household spends and it will show the same moves in your budget instead. Rough numbers from a bank statement are plenty.

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Monthly spending

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Everything going out in a typical month, including the items below. U.S. average is about $6,440.

Housing

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Costs that move with the index

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Electricity, natural gas, propane, heating oil.
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Premiums you pay plus typical out-of-pocket costs.
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Car loans, credit cards, personal loans. Anything whose cost follows interest rates.

How price changes reach your budget

Share of monthly spending exposed to each part of the index. Dollar strength, inflation expectations and the job market aren't spending lines, so they keep the national share. Rent counts only for renters; a fixed mortgage payment doesn't follow rents or rates.